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How to Get a Merchant Account in Canada Part 2
by Tawnya Sutherland

ECommerce Web site - Tell-A-FriendThere are alternatives to the Bank: PayPal

This is the easiest way to get a merchant account online and most likely the cheapest if you just have a small product line. They will even let you sell in Canadian funds and deposit right into your Canadian bank account. They’ve been around for years and you know if E-bay uses them, they must be trustworthy and reliable. We use paypal on a few of our sites.

Other Reputable Canadian Merchant Account Companies:

InternetSecure, Merchant-Accounts.ca, or PSiGate

The companies above don't require you to make a substantial security deposit when you open your Internet merchant account (unlike many banks), and they don't require you to set up an American bank account (unlike American merchant account providers).

Once you set up a merchant account through either of these companies, you'll be able to accept payment by MasterCard, Visa, and American Express credit cards on your e-commerce site. With Internet Secure, you'll also be able to accept Discover, while with PSiGate, you'll also be able to accept Diner's Club/Enroute.

Global Payments

I can personally recommend this company since I’ve used them before and never had any problems with them. They accept a wide variety of credit cards and they also have Point of Sale products. There are monthly fees so you have to weigh out the return on your sales.

Last but not least (although sometimes slow via snail mail) is Canada Post to the Rescue!

eParcel© Store

Canada Post now offers an online application that lets you quickly create a virtual store, in English, French, or both. The store includes SSL (Secure Socket Layering) to provide a secure online purchasing environment, credit card, COD, and billing payment options, and even multi-currency pricing.

Search Engines

Use your favourite search engine and type “Canadian merchant accounts” in it, you will find tons of links to research.

Canadian Credit Card Merchant Account, Back to Part 1

About the Author

Tawnya Sutherland, CIMS is a Certified Internet Marketing Specialist providing Virtual Assistant services. Visit her Web site, MediaMage Business Solutions, here.

Article: Tawnya Sutherland, Copyright © 2003

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